Comprehensive Protection for Your Valuable Assets
Property Insurance
Energy Package Policy
An integrated insurance programme for energy operations combining property damage, business interruption and third-party liability across upstream, midstream and downstream activities.
Who this cover is designed for
- Oil & gas operators
- Processing and petrochemical facilities
- Power generation companies
What this cover typically includes
- Physical damage to energy assets
- Business interruption following insured events
- Operational liabilities including sudden & accidental pollution
Why this cover matters
- End-to-end energy protection in one placement
- Backed by engineering-led underwriting
- Capacity for high limits common in energy sector
Typical situations where this cover helps
- Damage to processing unit
Revenue loss after insured outage
Property All Risk & Business Interruption (Energy)
All‑risks protection for onshore energy assets with linked business interruption, tailored to plants and utilities where facility‑wide coverage and BI modelling are required.
Who this cover is designed for
- Onshore plants and depots
- Terminals and storage
- Power and utilities
What this cover typically includes
- Buildings and process equipment
- Utilities and substations
- BI on gross profit or revenue
Why this cover matters
- Seamless PD/BI response
- Engineering survey and risk improvements
- Flexible deductibles by unit or location
Typical situations where this cover helps
- Fire at processing unit with BI impact
- Electrical room damage halting operations
Excess Operator’s Extra Expense (OEE)
Excess OEE provides additional layers above primary well control, covering high‑severity costs of blowouts, redrilling, making the well safe and pollution liabilities.
Who this cover is designed for
- Upstream operators and JV blocks
- Drilling consortia
- Lenders requiring excess capacity
What this cover typically includes
- Control of well and redrilling
- Seepage, pollution and cleanup
- Making well safe expenses
Why this cover matters
- Builds towers to contractual limits
- Flexible attachment points
- Follow‑form structures where available
Typical situations where this cover helps
- Escalation of blowout costs
- Redrilling after loss of control
Contractors All Risks (Energy Projects)
CAR for Energy Projects covers construction and installation of energy assets, including testing and commissioning, with options for delay in start‑up.
Who this cover is designed for
- EPC contractors and project owners
- Refinery and pipeline builds
- Power plant installations
What this cover typically includes
- Works and materials during build
- Testing and commissioning phases
- Third‑party liability at site
Why this cover matters
- Energy‑specific endorsements
- DSU options for revenue delay
- Supports complex contractor structures
Typical situations where this cover helps
- Damage during refinery upgrade
- Test failure before handover
Energy (Upstream/Downstream)
Programme‑based cover for upstream and downstream operations, bundling property damage, business interruption and liability for exploration, production, refining and petrochemicals.
Who this cover is designed for
- Integrated oil companies
- Downstream refining & chemicals
- Midstream logistics and storage
What this cover typically includes
- Processing units and storage
- Utilities and off‑sites
- TPL and pollution where written
Why this cover matters
- Configurable PD/BI/TPL modules
- Engineering‑led pricing and surveys
- Capacity suitable for large portfolios
Typical situations where this cover helps
- Facility damage across sites
- Processing interruptions due to insured events
