Housemaids, Cleaners, Nannies
Workers who handle household cleaning, organizing, and childcare.
Who Can Be Covered?
Eligible domestic helpers include
Housemaids, Cleaners, Nannies
Workers who handle household cleaning, organizing, and childcare.
Housemaids, Cleaners, Nannies
Workers who handle household cleaning, organizing, and childcare.
Housemaids, Cleaners, Nannies
Workers who handle household cleaning, organizing, and childcare.
What Makes This Plan Different?
Backed by Doha Insurance Group
A QCB-licensed insurer with a strong reputation for reliability
Seamless Claims Process
Clear steps for notice, documentation, and claim approval
Flexible Cancellation Policy
Policyholders may request cancellation with legitimate reason with pro-rata refund (if no claims have been made)
Compare Covers
| Feature / Aspect | Doha Insurance – DHIP | Others |
|---|---|---|
| Core plan type | Life & disability coverage | Personal Accident |
| Death – sickness |  Yes, death due to any cause (100% for sickness or natural causes) |
No, death due to accident only |
| Death – accident | 100% of sum insured |
100% of sum insured |
| Permanent total disability (accident) | 100% of sum insured |
Lower sum insured for permanent disability |
| Permanent total disability (sickness) | Included (PTD due to accident or sickness) |
No, only accident |
| Permanent partial disability (accident) | As per detailed Continental scale (clear table) |
As per short scale, lower coverage |
| Sum insured (life/accident) | QAR 50,000 | QAR 30,000. QAR 50,000 with higher premiums |
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The DHIP is an affordable insurance plan designed to protect domestic helpers such as housemaids, drivers, gardeners, cooks, and other household workers. It provides financial coverage in cases of death, permanent total disability due to accidents or sickness, and permanent partial disability due to accidents. The coverage is a lump-sum amount of QAR 50,000.
Eligible domestic workers include housemaids, drivers, gardeners, cleaners, cooks, nannies, household maintenance workers, and other full-time domestic helpers employed in Qatar. Workers must be between 18 and 60 years at enrollment. For renewals, maximum age is 65 years. The insured must have a valid QID and be sponsored by a citizen or resident of Qatar.
Each insured worker is covered for QAR 50,000 during the policy period.
Death due to any cause, permanent total disability due to accident or sickness, and permanent partial disability due to accidents as per the Continental Scale.
Issue Claim Steps
Follow these steps to submit your claim smoothly.
- 1
Prepare documents
Policy number, incident date, photos, invoices, or any required reports.
- 2
Describe the incident
Write a clear summary of what happened and what was affected.
- 3
Submit your claim
Upload files and confirm contact details for follow-up.
- 4
Track & respond
Check updates and provide extra info if requested.
